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Updated about 2 years ago on . Most recent reply

Benjamin Timmins's profile image
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Benjamin Timmins
  • Real Estate Investor
  • from Troy, Michigan
  • Member since Jun 13, 2014
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Benjamin Timmins's profile image
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Benjamin Timmins
  • Real Estate Investor
  • from Troy, Michigan
  • Member since Jun 13, 2014
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Benjamin Timmins
  • Real Estate Investor
  • Troy, MI
23
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139
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Difference between home owners and landlord's insurance?

Benjamin Timmins
  • Real Estate Investor
  • Troy, MI
Posted

Can someone please explain the difference just in basic terms? 

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Erika Whitten's profile image
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Erika Whitten
  • Real Estate Agent
  • from Kansas City, Missouri
  • Member since Feb 28, 2014
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Erika Whitten
  • Real Estate Agent
  • from Kansas City, Missouri
  • Member since Feb 28, 2014
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Erika Whitten
  • Real Estate Agent
  • Kansas City, MO
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Erika Whitten
  • Real Estate Agent
  • Kansas City, MO
Replied

Home owners insurance is for you in your own personal home. They cover the contents inside your home as well as the structure itself. 

Landlords Insurance is insurance that an investor/landlord will get when they are renting out the property to a tenant. It will cover the structure from fire, wind/hail, etc. This policy doesn't cover the tenants contents and so they will need to get their own renters insurance. 

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