Found a house... now what??

[Brittney Lynn]

Hey everyone!

I have found a house in the area I am looking for where the numbers work out well. I have been speaking with a few banks/credit unions this past week and have received closing cost summaries. I have not yet been pre-approved but I have a pretty good idea of what I can afford after talking to the loan officer about my financials.

I have NOT been working with an agent but I think I should start talking some ASAP to find one that I can connect with. Does that sound right??

What should my next step be? Should I reach out to some of the agents that have been recommended? Will they tell me what the next steps are and hold my hand through the process? Should I reach out directly to the listing agent ( I heard this is probably not a good idea - at least for my first time). Should I reach out to insurance companies for quotes? Should I get preapproved before talking to ANY agents?!

Sorry for the questions but I am so new at this and want to do everything right! Thank you!!!!