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Updated 4 months ago on . Most recent reply

What other routes are possible to secure deals
Hey, has anyone secured any loans/deals even when their credit score was too low? If, so how did you do it?
currently looking to buy a fix and hold or multifamily with tenants in place or single family with tenant in place.
Most Popular Reply

Hi Debret,
How low are we talking? Most hard money lenders require a credit score of 600+, but I’d recommend working on building your credit before taking on a fix-and-flip project. Refinancing could be a challenge if your score hasn’t improved by then. Plus, a higher credit score will help you secure better pricing. Additionally, Lenders can assist with a rapid rescore, working with credit agencies to guide you on which cards to pay down to boost your score.