How does hard money work?

[Jasmin Pandy]

I'm a full time student and I have a full time job. I hve been wanting to get into the business for two years now. I've done a wholesale deal before and I'm not opposed to it but it just seems that for my goals id prefer to buy fix and sell primarily with wholesaling being something I do if and when the opportunity presents itself. Anyhow, what I'm seeking is advice from real investors who can see my situation and say what hey would do. How can I use private money or hard money to some first deal considering I've done no deals and is it smart to do this? Or keep waiting until I get the cash to put up? I'd have no "skin in the game" besides the contract is new the full amt etc. do lenders work it people like this or is it like traditional loans where u must have a certain percentage to put down?