When to start speaking to lenders/agents, lease ends in June

[Camron Mire]

Hello everyone! I am intending to purchase a house hack in Houston next year and I am unsure of when to start speaking to lenders and agents. My current apartment lease runs out at the end of June, so I would like to shoot for closing a month or two before that. When do y'all think I should kick everything into gear?

Thanks,

Camron

[Justin Brickman]

Probably best to start talking with them in March. The earlier you start, the easier it is to make sure you're ready to go in June. You can ask them not to run your credit when looking at your application, and they will usually be able to tell you if your file is ready to go, or if you need work to do before. (such as paying off debt, raising credit score, selling a liability, etch)