Anyone work with Catalyst Funding

[Sandra MacKenzie]

Has anyone worked with Catalyst Funding out of Houston, TX?  I got pre-approved with them on the recommendation of a fellow investor.  Now looking at my first flip, crunching numbers and had Catalyst provide a loan estimate.  Yikes!  12.99% interest rate which I expected but also 3% origination fee which I did not expect.  Does this sound about right?  Am I getting the worst numbers because I have no track record?  The pre-approval process was so involved (I am self-employed) I hate to go through that with another lender.  Do most investors try and work with one lender or do you go where you get the best deal everytime?