financing options for simple lot split

[Joshua Beach]

I've found a niche in real estate investing where I purchase a single family home with a large lot and split the parcel into two and sell the lot and either keep the home as a rental or sell it as well. Most mortgage companies require a mortgage to "season" for one year before they'll sign a partial release of mortgage. I don't have the money to pay cash for a home in order to get around that requirement, so i'm looking for ways to finance future deals without going the traditional mortgage route. Does anyone have a suggestion for me?