WWYD: sell home use that money to start out OR get creative?

[Amy Zagorski]

Hi! Newbie here; what would you do.. longish post but a big question that's weighing on me. I've been dying to dive in, I listen to the BP podcast, read multiple books, take notes, the whole 9, I just havent started yet. I have the itch, BUT I'm conflicted. My husband & I moved to Florida a few years ago, but I have a feeling we should move back to our home state NY & start to BRRRR. I definitely cannot convince my husband to do long distance investing (yet) and I do not want to further my roots in FL (hence why moving back to NY to start). We do not have the capital to start up but we own a home that we added a lot of value to. I believe that with the sale of the house we could buy at least 2 properties to start; 1 to house hack & the other to BRRRR. We unfortuneately have a great rate on our current mortgage so giving that up in this market is not appealing but I know it could be worth the risk.

A few options I've thought of, do we try porting the mortgage to get a different house with that rate (which I know can be difficult), do we refi & use the money to move & start up with my above plan & rent out our FL house, or do we just start all over by selling and moving? 

thank you so much for taking the time to read this & to help me :)