Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 1 year ago,

User Stats

1
Posts
0
Votes
Leah Mahoney
0
Votes |
1
Posts

Getting a loan similar to DSCR with intention for 1 unit to be OWNER OCCUPIED

Leah Mahoney
Posted

I have limited income and NO history as a landlord. Though I know much. My grandfather was a lifelong landlord. I also have an inactive real estate license. 

I have never bought a home. But I want my first to be a quadruplex where I live in one unit and rent out the others.

I would have a larger down payment. At least 15-20%. 

Are there any loan types available with requirements similar to a DSCR; where I do not need to meet personal income requirements, they count the property's income, but a unit may be owner occupied? Thank you.

Loading replies...