How to combine $ for first purchase

[Michael Steele]

Hello all. My significant other and I are newbie investors. Over the last 2 years we've flipped a couple houses and managed to save enough to purchase our first rental with cash. Each of us has about half in our own accounts. My question is how do we combine both without penalty. We are not married so I wasn't sure if we are allowed to just transfer a large sum. Also we do have an llc we started assuming we would eventually need one so is it safer to put it in the company. Only problem with that is if I want to refinance it sounds like it may be difficult if the property is in an entity. Any advice is greatly appreciated and I hope be able to help some of you in the future as I continue on this journey. Thank you!