Can you use First Time Home user grant FHA or USDA for first investment property?

[Ashley Perusquia]

My husband and I have never pulled the trigger to buy our first home. We want our first home to be an investment property, we have a specific house in mind at the moment, but we have little to no money saved to do a conventional loan at 5% down. I am aware that USDA and FHA need to be your primary residence, but I am wondering if there are ways to work around the primary residence issue without being found out or "committing mortgage fraud"…. I am wondering if anyone has used these loans for investing? Thank you!

[Eliott Elias]

You can not use a primary home loan to purchase an investment property upfront. Nothing more, and nothing less needs to be said.