Trouble With Getting Loans

[Branden Wilkinson]

I have two rental properties which has racked up roughly $400,000 in mortgage debt. I never have late payments, my credit score is 730ish and I went to apply for an auto loan but was denied. I have no other debt and have a decent amount in the bank, so the only thing I can think of is because of my mortgage debt. What should I do? I thought about creating an LLC that way it would fall under the companies debt and not my own.