Creative Funding for My next purchase - How to get snowballing?

[Matthew Wienclawski]

I currently own one rental and my primary home. I want to make a multi-family move but with my current income/debt ratio I'm not getting enough monthly to make a purchase. I want to explore an FHA Loan for this. Should I look at more lenders? I feel like my situation isn't going to change until I pay off my debts (student loans, HELOC) but I feel like there's something I'm missing. Any advice or suggestions on laying 3-5% and doing things wisely in my situation?