Getting pre- approved

[Dennis Morris]

So my wife and I finally received all tax returns for the two years running our business we are located in Florida and send an application to a lender as a first time home buyer. My wife was the only one who was on the application as we were at the impression that with been from Florida one spouse can be on the mortgage but both have to be on the title. Now the loan offer is saying since my wife is the only one on the application the income that we provide can not be use with us been self employed. Is this the case across all lending for first home buyers been self employed? 
I appreciate any information then can shade light on this issue at hand.