FHA Question - California

[Michelle Ferrand]

Yesterday I was doing some research and found a 4-unit property in Lancaster CA that I ended up contacting the agent for some more specific info.

She wrote back stating the property was in escrow but asked if I was to put an offer would I be financing the purchase or a cash buyer.

When I explained that I would try to use a FHA loan she said that a FHA loan would not work for the property because, even though it is on title as a single family, it has 4 homes on it.

Do the types of structures on a property determine if a FHA loan will work for the property?

The property above is 4 separate small houses on one property (one 3 bed, one 2 bed, and two 1 bed homes). Is the reason it would not work for a FHA loan because the 4 units do not have any shared walls like a standard 4-unit or less multiplex?