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Updated about 2 years ago on . Most recent reply

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Dyami Pike
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65
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Does my business impact my DTI ratio

Dyami Pike
Posted

I'm looking to buy my first investment property and I had a question. 

I own 40% of an LLC. Do the debts incurred by the business impact my DTI or are they viewed as a separate debt?

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Matthew Wolk
  • Lender
  • Tampa, FL
28
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Matthew Wolk
  • Lender
  • Tampa, FL
Replied
Quote from @Dyami Pike:

I'm looking to buy my first investment property and I had a question. 

I own 40% of an LLC. Do the debts incurred by the business impact my DTI or are they viewed as a separate debt?


They are separate if they are through the LLC. You could also look into a DSCR loan as well if you are worried about DTI.

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