First time getting home insurance, what to look for?

[Gurjot Grewal]

I reached out to 3 brokers for quotes. This is one that I recieved for a rental duplex that was completely renovated in 2021. 

-building/dwelling coverage 250k 

-other structures 25k

-loss of use 50k

-liability 300k

-wind/hail included

-building/dwelling replacement cost included 

-deductible 1000, 2500, or 5000 (changes cost)

cost for 5000 deductible is 121.17/month or 1454.04 annually 

-Is this any good, is there something I should be looking out for? 

-any add ons I should be getting? 

-Is this enough coverage?