Starting Out with Creative Finance

[Austin Remus]

Hello Bigger Pockets,

I am a new investor trying to figure out how to finance a deal when my lease is up. I have about 6 months until my lease is up and I am starting to get nervous on how I will get a house so I can finally stop renting. With interest rates so high I have been looking into many different forms of creative financing so that I can make the numbers work for me. I am currently in Colorado. I am looking at this duplex that is empty and would love to Subject to the property, but I have yet to contact the realtor of the house. The whole process of Subject to still new to me. I wouldn't be able to qualify for a $750,000 house right now on a conventional loan unless I had tenants in the property to prove income. With that income I am still not sure if my numbers would work. I would love to get a multi family with creative financing. If anyone has some suggestions on creative financing or could help me figure out the best option moving forward I would greatly appreciate any information and knowledge. I would love to talk and get to know other investors as well throughout this process.