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Updated about 2 years ago on . Most recent reply
How do you shop lenders w/o damaging your credit?
Shopping around for the best deal makes sense but how do you do it w/o dinging your credit? It seems like they don’t want to talk to you until they can pull your credit report.
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Robin Simon
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Robin Simon
#3 Private Lending & Conventional Mortgage Advice Contributor
Pro Member
#3 Private Lending & Conventional Mortgage Advice Contributor
- Lender
- Austin, TX
Quote from @Greg Schreffler:
Shopping around for the best deal makes sense but how do you do it w/o dinging your credit? It seems like they don’t want to talk to you until they can pull your credit report.
Also - generally its a 30-day window where there is no penalty for extra pulls by lenders, so if you are going to shop, do it within that timeframe and make your lender decision then, and your credit will be OK