Question about creative financing

[Adrianna Johnson]

Hi! I am just starting out in real estate investing and would love to get my first deal within the next few years.  Heard about creative financing and owner-occupied investing.  I have some money to put down (not a lot) but my mom can qualify as a first time home buyer and actually get some of the down payment from the state.  If we buy a small multi, a duplex or triplex, she moves into one of the units and goes in on the deal with me is that considered owner-occupied even if I do not make that my primary residence? Thank you!