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Updated over 2 years ago on . Most recent reply

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Ben Jernigan
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What’s the best way to approach lending ?

Ben Jernigan
Posted

I am twenty years old and have been working seasonal work now for two years . I am a fisherman in Alaska during the summer and a mechanic for ski resorts in the winter traveling between the two I only work around seven months a year . I spend my off seasons traveling and have had around 6 w-2s in two years. My credit history length is around 2 years and my score is around 745 . I have saved enough to start and I know my lending application isn’t ideal wondering on thoughts for my best option to get started .

Most Popular Reply

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Sherief Elbassuoni
  • Realtor
  • Bellevue, WA
1,968
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Sherief Elbassuoni
  • Realtor
  • Bellevue, WA
Replied

@Ben Jernigan, this is seasonal work. Some lenders will be ok with checking your last two years of tax returns, divide by 12 to estimate your average monthly income, and some other lenders will not be ok lending you money because jobs are not stable

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