Ok folks, Im frustrated. Please help!

[Norman Perkins]

I am reading, studying the market, watching interest rates, basically doing everything I possibly can to get started in this, but I feel like I am spinning my wheels. I apply for an equity loan to use as my down payment on my first deal, but my debt to income is too high so it was not approved. I am really getting frustrated and that is not what I need right now. lol....anybody out there with some ideas on creative financing to come up with a down payment on a really good property?? I have really good credit, just my debt to income is a little high. Specifically, credit card balances. That is all that is stopping me from getting started.