Need help weighing my options

[Quinton Schultz]

Hi guys, I’m in a bit of a tricky situation. I’m a 20 year old entrepreneur and on paper I made $34,000 net last year from my sports card flipping business. In addition I am starting a job next month that makes $20/hr x 40 hours a week. Then it is moving up to $30/hr in March of 2023. I have no debt and a 752 credit score. Also I’ve currently got about $20,000 set aside just for real estate (separate from my business capital). I’d like to start investing into multi family real estate but am concerned that I will be turned down by mortgage companies. I’ve found a couple properties in my area around $150,000 that will require some cosmetic repairs to maximize the rent price I can get on the units. I was wondering how you guys might handle this type of situation and also what things you would do if you were in my shoes? Should I buy now? Or wait a few months of getting that job under my belt?