I have a few bucks but horrible credit score. How do I start?

[Jorge G.]

Hey everyone,

I just signed up for bigger pockets and I am interested in getting started in real estate investing. I just finished reading 'How to Invest in Real Estate' and frankly, the book left me with more questions. Im a 33 year old man, and I have over 150k in equity in my current home, 50k from my business, 20k in crypto and 50k in my 401k. My business cash flows around 15-25 k a month depending on the month, I work from home as a w2 and make 50k a year from that. 

However, my credit score is at a measly 586 last time i checked which was 2 weeks ago. When studying the strategies, i think the ones that caught my eye were BRRRR, Short Term Rentals, and House flipping. I dont know what book to read next so I can have a step by step guide on getting started or frankly, what steps I can take from here on to get started on this journey.

I am in the boise area and was wondering if you guys could advise me. I am excited to hear from you. Any added information I can provide, Ill be more than happy to. 

[Theresa Harris]

The big question is why is your credit rating low?  You don't say if you have any debt, but have you not paid bills in the past?  Something had to happen to affect your credit rating.