Hello all advice on pre-approval

[John S Thomson]

Hello all just getting started well actually just started thing about real estate been listening to the podcast at work since I found it in July . Question is where is the best place to try pre approval? Should I go to local bank try online stuff? Any info would be greatly appreciated Thank you 

[David M.]

@John S Thomson When you are getting conforming loans, all the rates are really the same when it comes time to lock your rate since they are all being resold to the same secondary market.  The loan officers are still in a sales job, so at first they will try to sell you on their rate, generally.  I prefer to find a good, exceptionally competent loan officer.  To me its about service, not the rate they are trying to sell me on.  direct message for a referral if you want (forum rules don't allow posting referrals).

@Kaitlyn Beard I would recommend trying to form a relationship with a good lender.  As you get more properties, it gets more "involved" so you want a loan officer who knows you situation and will work to find a way to qualify you.  My lender will even help with some "financial planning" to see how you can do the next deal...