Qualifying for Loans

[Zack Palmer]

I recently got in to the world of Real Estate and am looking to get into my first deal. I work as a Salesman where my base is only $8 hourly, although my income after commission is more than enough to qualify for a conventional or FHA loan. However, I recently spoke to a lender and they informed me that in order to have my commissions count towards my actual realized income I have to have at least 2 years of history earning commission, otherwise I can only count my base pay as my income. Based on this I would either have to wait 8 more months, or get a co-signer for my first deal. Apart from getting a co-signer is there any other way around waiting until the 2 year mark to get a loan?