Took over relatives mortgage

[David Gullett II]

I took  over a relatives mortgage! They didn't want any money! The just wanted out of the loan! Plan to Refi the property in my name! Whats the best way to do so. Also how do get on the deed.

[JD Martin]

Quote from @David Gullett II:

One of my relatives have past away! I have been making the payment for 2 years! I have been doing updates.  I plan to have renters in the house in the next month in a half. I took out a land contract on the property! It’s has expired now! However I tried staying with the same insurance they get confused and start sending me to when I tell them about this land contract! 

 You've also apparently gone to the Elaine Benes school of punctuation!😅