getting loans as an investor

[Deanna Zamora]

I’m curious on how you are able to get multiple properties under your name? 

Im wanting to start investing and doing a lot of research, reading books & listening to podcasts etc. where a lot of investors have 10-20 + properties. But unsure how they get approved for all of them? Is there a certain loan for investors? 

[Jeff Schemmel]

Hey @Deanna Zamora!  I highly recommend connecting with local lenders who are also investors themselves.  This is the best way for you to get this question answered.  BP is a great source, or you can network via meetups with other local investors who can share their trusted contacts as you build relationships.  I really think you want to get this answered specifically by a lender, however I will say there are a few basic ways.
1.) for first time and owner-occupants there are low-down options like the FHA loan, VA loan, 5% home possible loan (subject to area/timing/income)
2.) for investors buying their 2nd, 3rd home on a mortgage, you'll need at least 15% down, probably 20-25% using a regular fannie/freddie conventional.  I'm told you can get 10 mortgages in your name before you have to consider the later options here...
3.) beyond the first few you can look into portfolio lending with a lender who specializes in this
4.) there's always the private route, where you go to a hard money lender and just get cash to do a rehab/flip
5.) syndication deals are much larger in scale, scope, and more advanced but they're for people who are more hands-off to put their money in real estate and let another experienced active investor take the lead on a large commercial deal.