Business Bank Account and Credit Card

[Garrett Whitlock]

Hello BiggerPockets!

I'm currently looking at properties to house hack as I start my journey into real estate investing. Because I am just starting out I want to be proactive and lay a good foundation that makes it easy to scale up in the future. 

I'm interested in learning if you guys set up a business credit card and a business bank account when not using a LLC. I don't see much of a reason to have a LLC this early on when I plan on being highly leveraged with a FHA loan on a single property (duplex). However, in the future I anticipate that will change and the benefits of having an LLC will be great.

I feel like these financial accounts will make it much easier to track income and expenses especially come tax time. I look forward to hearing your thoughts and experiences.

Thanks!