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Updated over 2 years ago on . Most recent reply
19 YEARS OLD FHA LOAN
Hey Guys, I'm Abner. I just have a quick question. Is it possible to obtain an FHA loan with only 18 months of work history? I have done my research and seen that I can use my College Education (school history) to make up for the 6 months of work history that are missing. So a little bit more info on my job. I am a pizza delivery driver that has been working there for 19 months (started in early January of 2021 and present) and roughly make about 20k a year and have a great credit score. My goal is to obtain a FHA loan so my and my dad come move out and start this real estate journey, but my concern is if i can obtain a FHA Loan with only 19 Months of work History. Keep in mind my dad isn't a citizen so NO he cant be a cosigner. Feel free to drop any recommended Mortgage Lenders that you feel could help me out in getting a FHA Loan. As always stay blessed and stay safe. Thanks
Most Popular Reply
Quote from @James Wise:
Quote from @Abner Sanchez:
Hey Guys, I'm Abner. I just have a quick question. Is it possible to obtain an FHA loan with only 18 months of work history? I have done my research and seen that I can use my College Education (school history) to make up for the 6 months of work history that are missing. So a little bit more info on my job. I am a pizza delivery driver that has been working there for 19 months (started in early January of 2021 and present) and roughly make about 20k a year and have a great credit score. My goal is to obtain a FHA loan so my and my dad come move out and start this real estate journey, but my concern is if i can obtain a FHA Loan with only 19 Months of work History. Keep in mind my dad isn't a citizen so NO he cant be a cosigner. Feel free to drop any recommended Mortgage Lenders that you feel could help me out in getting a FHA Loan. As always stay blessed and stay safe. Thanks
You only need to provide 2 years if your income in self employed or commission based. If you are an hourly employee last 2 paychecks is really all you need.
Thanks. Love your YT videos btw hahaha.