Cash out of old retirement accounts?

[Daniel Kunimoto]

Through my former jobs, I have about $40K in retirement accounts just sitting there (my current job doesn't have a plan). I have about $10K in savings right now. I am considering cashing out on my old retirement accounts (take the additional tax hit) adding them with some of my savings and getting started with my first house hack.

Any big traps I should be worried about with this plan?