Starting Out
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 2 years ago on . Most recent reply
![Ryan Schnitzler's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2483467/1695130500-avatar-ryans1452.jpg?twic=v1/output=image/cover=128x128&v=2)
I'm 18 years old looking to get started in Real Estate investing
Hello everyone. My name is Ryan and I am currently 18 years old. I'm studying finance next year in college, but I want to get ahead financially as early on as I can. I would love some advice about how I can set myself up for financial freedom in the future through real estate investing as well as wealth building. I understand a lot of these personal finance topics are not taught at universities, so some advice for my future would be much appreciated!
Ideally, I can make my first real estate investment within the next 5 years.
Thank you.
Most Popular Reply
![Patrick Drury's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2057455/1676134824-avatar-patrickd276.jpg?twic=v1/output=image/crop=2871x2871@840x1500/cover=128x128&v=2)
- Real Estate Agent
- Columbus, OH & Cleveland OH
- 1,959
- Votes |
- 1,445
- Posts
@Ryan Schnitzler
Get a job while in college and save up and buy your first rental. I bought my first rental at 19 years old while washing dishes at a restaurant. I didn't need a co-signer either. Assuming you don't have credit, get a credit card and work on building up credit to qualify you for a loan. Hold that job for two years and save up money to show income. Conventional loans require two years of employment history. You could always get your journey started off with an owner-occupant duplex while still in school. Buy a duplex, rent one side occupy the other and rent all the other rooms out to your college buddies to pay for the mortgage, so you are living rent-free, and if it's a good deal, it cash flows.
- Patrick Drury
- [email protected]
- (614) 412-4565
![business profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/marketplace/business/profile_image/2348/1720692422-company-avatar.jpg?twic=v1/output=image/contain=65x65)