Help With My Next Step

[Chris C.]

I purchased the duplex which I currently live in about six months ago. The rent from my duplex covers my mortgage,taxes and insurance. However, I still make sure to budget at least 200-300 a month for repairs.

Right now Im trying to figure out my next step. I have about 20k in savings and 10k in a roth. I can only qualify for another mortgage with about 20k down on a 100k mortgage.

My question is, should I keep looking at properties and just look for duplexes that are within the 100k price range, or should I upgrade my current duplex to get higher rents and then just eventually buy and move into a new one when I have more savings?

Any other thoughts about how to put this savings to work in real estate?