Question on what my first move should be

[Clint Vonburg]

So my situation is I just started Door Dashing full time this year in January. Which means I can't get any of your standard refinance loans because I get a 1099 as a basic business owner and I don't have enough time in to prove my income. My plan was to refi my house so I can have some capital to buy my first rental and do the BRRRR method but I wasn't approved for any loans. So my question is should I save my money for the next year and a half or should I consolidate my debt and then save for my first property and how much should I save? My debt is 105k and I will probably make between 50k-60k a year.