High income earner options for REI

[Dylan H.]

What are the high w2 earners doing to get started in REI?

I see folks barely touching 100,000 earned annually securing financing. I am earning closer to 200,000 annually, is there anything I can do to leverage that income with a lender? 

I've been reading about hard money lending the past year but with my w2 income I cant justify HML. Thoughts?

[Alex Breshears]

Hi Dylan!  I personally do private lending, where we lend out our own capital to active investors. We are a high income earning household, and the idea of throwing more chaos into our lives with doing fix and flips or rentals was just not appealing. I worked for a hard money lender years ago, and he lent out some of his own capital as well. He lived on the golf course, and that's where he made most of his deals happen.  I knew that was a much better option for me (not that I like golf, but I do like being outside versus sitting in an office). I have a book coming out by BiggerPockets in about 8 weeks about private money lending if this is something you are looking to get into. Please feel free to send me a message as I'm happy to pass along some free educational resources from different places to help you get started on your journey!  Good luck!