Hey everyone - new to the community! My name's Mike Finn and I live in Kansas City, MO. I am 31 years old, and just had a daughter a few months ago. So far dad life has been great (minus the lack of sleep!) and my wife and I have really enjoyed this adventure.

My day job is in Supply Chain at a chocolate company. I manage a team of six people and make pretty good money. There's lots of upward mobility, but I don't want to have to rely on a corporate job to support my family, due to some health issues I'll get into below.

I currently own two (single family) rental properties that net me combined ~$950 dollars positive cashflow a month. I have owned one property since 2015, and the other since 2018. I did major work on both, so my monthly costs have been minimal. My wife and I currently live in the house that she bought. We completely redid the inside and are very happy with its current state.

Why I'm Here - I want to get serious about growing my real estate portfolio. I was diagnosed with Multiple Sclerosis (MS) back in 2017. Though I have been lucky with minimal symptoms, this is a huge part of me wanting to reach financial independence. My dad also had MS, and died from related complications when he was 45. Hard not to feel like I'm on a clock.

I have a great network of contractors/laborers, I am personal friends with a number of lenders, and I have a detailed understanding of the markets I want to operate in. Right now the largest bottleneck is financing. I need to know how to get money for more properties...other than just saving money overtime. My wife and I are careful with our money, but it takes way too long. I've come across people who have said that I can leverage my current rental properties to get cash for a down payment on another, but is that true? I don't want to borrow against my primary residence.

Newbie Kansas City MO - Introduction and Questions

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