Hey guys, I haven’t been on here much lately but I was hoping that you guys could give me some opinions. So I really hate my job, I’m not even sure what my question is, but k want to get my real quick state journey start as soon as possible. I just don’t have enough capital at the moment to start. I was thinking about doing the brrrrrr method. I’m not sure though. I assume if I go that route I’d need a year of job history and a pretty decent credit score along with my down payment of course. The thing is I don’t want to wait a year to get started because I REALLLLLLLY REEEAALLYYYY HATE MY JOB!!!!!! So that has lead me to wanting to use hard money just to get things moving and then rock with the brrr method. I drive a concrete mixer for a living right now and in this industry there is no specified clock out time. I’m legally only allowed to drive 11 hours a day and work 14, so those other 3 hours I’d have to be doing something that isn’t driving. The thing is the company I work for does not care. They will work you over 14 hours a day everyday. So say I get to work at 4am that means 6pm would be my 14 hour day but they will wait till 4 or 5pm to send me on a load, and the average time it takes to do a load is 3 hours. That’s conservative time wise. Sometimes it takes longer but if I’m sent on a load at 5pm and it takes me an hour to get to the job and another hour to unload it then another hour back to the plant. So I’d get back around 8pm. That’s two hours passed my 14 that I’m legally allowed to work. I just don’t know what to do here, I could keep the job and put all that money up to get a hard money loan and pick up a foreclosure or I could find another job with set hours. The only reason I haven’t quit yet is because if I choose to do the brrrrr method and I actually do need that year of job history to get the loan from the bank, I feel like I’m all over the place in this post I just don’t really know how to explain what I’m thinking. But if I go rhe hard money route all I need is my capital for the deal. And if I can make a decent amount of profit on my first flip I could pay my bills for let’s just say 6months in advance and then put all of my time into fixing and flipping, my bills aren’t very much so I wouldn’t need a whole lot to pay up for 6 months. Or even a year.

Charleston, South Carolina

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