Replace HVAC? From 2006…

[Kristopher Kelly]

HelloBP,

I’ve posted about this before. I got a quote for 12,500$ for a water heater, gas furnace, a/c unit and all the ducting and lines replaced. Nothing is broken but they are old. What do y’all do? Replace on a 0% for 2 years line of credit I can open and replace it? Or wait until it breaks and replace as needed? Thank you for the help!