Owner Occupied Question

[Nicholas D'Andrea]

BP Community,

I purchased a SFH in July 2021. Currently, I am house hacking. I found a deal where the numbers work for my second property. I do not have enough cash to put down 20% to use the second property as an investment property. I would need to put down 10-15% and owner occupy. Does anyone know of a way around the one-year owner-occupied clause in most mortgages?

Appreciate your comments.