Requesting Loan advice

[Belinda Arredondo]

First time home buyer. I have excellent credit score, small down payment (under $10k), DTI is at 8% - there's a teacher loan available at my credit union: no down payment required or PMI and it's 103% financing. Loan amount is up to $250K. Any thoughts or advice? Questions I should ask my bank before getting pre-approved? etc. (I live in Texas)