What kind of loan should I look into for an investment

[Crystal Espinal]

Hello BP fam! Hope your Mondays are going swell! 

So I’m understanding that in order for me to look for properties to either flip or invest, I have to be pre approved by bank? (Correct me if I’m wrong) but if this is correct, and I don’t use a hard money lender, what kind of loan should I look into? What bank do you recommend? I’m in NY (Westchester) and Looking into NY/PA area. 

[Tyler Vogt]

Hey Crystal! I'm a lender and I would love to help you out. It's tough to answer your questions because it depends on some things. Do you have someone to partner with that you don't need a bank at all? How long are you planning on keeping it? Is it single family and you will be renting it out? or Multi family and you house hack?