What kind of loan should I look into for an investment

[Crystal Espinal]

Hello BP fam! Hope your Mondays are going swell! 

So I’m understanding that in order for me to look for properties to either flip or invest, I have to be pre approved by bank? (Correct me if I’m wrong) but if this is correct, and I don’t use a hard money lender, what kind of loan should I look into? What bank do you recommend? I’m in NY (Westchester) and Looking into NY/PA area.