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Updated about 3 years ago on . Most recent reply

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Advice on what types of loans I would qualify for?

Posted

So my husband and I are just starting real estate investing and we are in the process of getting pre-approval letters. They checked both of our credit (790 and above). They said my husband makes enough money for the loan so I don't have to be on the loan and I wouldn't qualify for it anyways (he makes 60% more salary than I do). Since I'm not going to be on the loan, I'm wondering if I would qualify for any other types of loans out there so that we could maximize the money for rehabs. My husband is second time home buyer but I'll be first time home buyer, I have a credit score of 792, I have consistent W2 salary and make decent money to live comfortably in San Diego CA (if I wasn't married). I have no other loans. My car is paid off years ago. Please advice.

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