Different ways to finance a property?

[Omar Arenas]

So I’m 20 years old looking to purchase my first multi family property. My uncle has been renting one side of a duplex for a few years. The ceiling in the living room of his unit isn’t in the best condition, it’s kind of breaking apart. Porch could use a paint job as well. The owner is 63 years old, owns a few properties, and maybe he’d be willing to sell. If I contact him and he agrees to sell to me, how could I go about financing it? How should the conversation with the owner go? Do I tell him I’d want to finance with a bank/lender? Zillow zestimate is $237,000, which I’ll have to try to agree on a way lower price. But what would the process be in this? How would you guys go about it?