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Updated about 3 years ago on .

George Williams's profile image
George Williams's profile image
George Williams
  • Attorney
  • from Delaware
  • Member since Aug 15, 2021
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George Williams's profile image
George Williams's profile image
George Williams
  • Attorney
  • from Delaware
  • Member since Aug 15, 2021
Connect
George Williams
  • Attorney
  • Delaware
0
Votes |
1
Posts
Starting Out

Homeowners Insurance for Duplex???

George Williams
  • Attorney
  • Delaware
Posted

I am purchasing a duplex (FHA), I must obtain homeowners insurance prior to closing. I have two carriers quotes: 1) one policy for the whole house; 2) two policies, one is personal and one is a rental. (Cost is almost double) The duplex is one house converted to a upstairs unit and a downstairs unit.

My question is do I need two separate insurance policies or just one? (The second carrier is stating I "need" two policies. 

[The property is in Delaware]

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