Strategy with LLC, Series LLC, Land trust & Umbrella insurance

[Santhosh Ramani]

Hi BP folks - newbie here from California (Bay area) & looking to learn from you all here!

My situation: Started slow with real estate investing (turnkey) and own a couple of properties. Things seem to be going on and I plan on expanding my RE portfolio. 

My concern: I have heard of cases where owners get sued by tenants' attorneys and the damage/cost can get pretty hefty and eat into your personal savings. (not sure how frequently this happens but nevertheless a concern)

My question: How do I protect myself/wealth from lawsuits?

I've seen other posts and a lot of discussions have gone in circles. Hoping to get some clarity

Also - I was approached by a reputable establishment and they suggested the following structure:

Creating an overarching LLC and creating a Land trust for each property owned. Seems like an interesting option but also seems expensive.

Thanks,

Santhosh