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Updated almost 5 years ago on . Most recent reply

Jamiek Todd's profile image
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Jamiek Todd
  • Rental Property Investor
  • Member since Nov 22, 2019
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Jamiek Todd
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How do I show banks I don’t pay my own mortgage ?

Jamiek Todd
  • Rental Property Investor
Posted

I bought my first house and I’m house hacking a single family home. I have my rooms rented out and they play my full mortgages and then some . I want to know how do I show banks that I’m not pay my mortgage but my tenants are?

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Arlan Potter's profile image
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Arlan Potter
  • Investor/Accountant/Builder
  • from Meno, Oklahoma
  • Member since Jun 17, 2014
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Arlan Potter's profile image
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Arlan Potter
  • Investor/Accountant/Builder
  • from Meno, Oklahoma
  • Member since Jun 17, 2014
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Arlan Potter
  • Investor/Accountant/Builder
  • Meno, OK
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Arlan Potter
  • Investor/Accountant/Builder
  • Meno, OK
Replied

You cant do that. You can show rental income on a schedule E that is more than the mortgage payments you make. You can show them the leases you have with the room renters, etc.

Technically you pay your mortgage.

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