Loan for LLC in non-recourse state

[Sebastian Dombrowski]

From what I found online, even in non-recourse states, it seems to be more difficult/impossible to get a residential loan for a 1-4 unit property for an LLC. I'm wondering why that is.

It is my understanding that loans given out in a non-recourse states are only secured by the property itself and the lender cannot come after other personal property of the lendee (i.e. non-recourse). Because of the limited liability of an LLC the same would apply to a loan given to an LLC. So for the lender it would be no different to lend to a person vs an LLC. So why do banks seems hesitant to give loans to LLCs?

Thanks in advance for your thoughts.