Cash reserves - How to maximize?

[Jay Dean]

My question is how are you getting the most out of your cash reserves?

I am talking about your operating funds including your short term rainy day fund like a broken A/C system.  Specifically, I am talking about liquid cash reserves to deal with short and medium term issues that come up day to day.  In my case, I feel comfortable with $25K in reserves for my real estate and personal emergencies.

Please do not tell me to invest in another property, stocks, and other non-liquid assets.

I may be over thinking a low yield issue but it pains me that I am only getting 1.5% on my cash in the bank.

Any ideas or perspective on this would be appreciated.