Quit claim to LLC from personal name...What about insurance?

[Owen Dashner]

Let's say I own 5 rental properties in my personal name (on title), each with a mortgage. If I want to reduce my personal liability, I understand that I can quit claim each property into an LLC. My question is regarding the mechanics of the transactions...

1. Basically, I could just go to an attorney/title company and let them know that I would like to transfer ownership of my properties to an LLC via quit claim and they would handle and record the paperwork, correct?

2. From what I have read, I would not necessarily need to notify any of the mortgage lenders of the transaction, correct? If not, would I just need to instruct each of my renters to make out their rent checks to my LLC name moving forward?

3. Once rent checks are deposited into my LLC account, do I simply send in my monthly mortgage payments to the lenders from my LLC checking account as well? This could (although I understand it is unlikely) alert them to ownership transfer, thereby putting me at risk of getting the loan(s) called due, correct?

4. What about the insurance policy on each property? That is my biggest question... Would I need to call the insurance company and tell them to cancel each policy in my name, then re-issue a policy in my LLC name? If so, the lender(s) will receive a copy of the new policies, correct (again risking the DOS clause)?

Thanks in advance for your replies. I have seen several threads where it has been explained that you can simply quit claim a property to your LLC to get it out of your personal name, but I have not seen yet where the insurance policy/due on sale issue has been covered...