*****Raising credit score questions******

[Benjamin J Haithcoat]

Hey everyone, 

Seeing as having good credit is a must in this business, can anyone give me any advice on how to raise my credit score. I need to raise it about 50 points in order to qualify for a loan. My credit dropped a fair amount in the last couple of years for not being able to pay a credit card due to lack of income. The only debt I have now is my mortgage, a small credit card payment, and student loans, plus utilities. Any advice i can get would be great.